9
Declaration and Credit Check Authorisation
Step 9 of 9
Online Credit Application Form Terms and Conditions (Terms)
Turners Group NZ Limited
1. Turners Group NZ Ltd (Turners ):
(a) is an agent for various lenders and brokers that provide credit or have access to credit providers who provide motor vehicle finance (each
such lender entity a Lender and together the Lenders); and
(b) will receive and provide information between prospective Lenders and me so that I can subsequently enter into an agreement with a Lender to finance the purchase of a motor vehicle.
Purpose of this Application
2. I understand and authorise Turners to use the information provided by me in this application to apply for finance in my name to one or more of the Lenders, including to provide a copy of this application to any prospective Lender.
3. I understand that the Lenders which Turners makes an application to will rely on the information in this application and any other information that I provide to Turners.
Products
4. Turners has explained the type of product the different Lenders offer for motor vehicle finance and those products suit my objectives.
5. Turners has told me which Lenders it has provided this application to.
Application
6. I confirm that the information provided by me in this application is true and correct.
7. I understand that if I do not provide the information sought or the information I provide is incorrect, this may result in my application not being approved.
8. I confirm that I am over 18 years of age, do not have any outstanding traffic, parking or other fines, do not have a criminal record and that I am not an undischarged bankrupt.
Use of Personal Information
9. I authorise Turners and any Lender to use and disclose the personal information in this application to undertake all necessary enquiries and request, collect, check and exchange information (both now and in the future), including but not limited to personal, commercial and financial information about me and references, from any credit reporting agency (CRA), credit provider (including any Lender), the NZTA (NZ Transport Agency), Ministry of Justice, Ministry of Immigration, my employer(s), accountant, legal advisor, any person where disclosure is required by law, or any other source, for the purposes of:
(a) assessing my creditworthiness;
(b)providing credit to me;
(c) offering me insurance and other services related to any finance agreement I enter;
Privacy
10. My personal information may be held by a Lender that Turners makes an application to, on my behalf, electronically or in hardcopy in New Zealand or elsewhere.
11. I understand that I have the right under the Privacy Act 2020 to obtain access to and request correction of any information held by Turners and any Lender or CRA.
12. I agree that the Lender or a CRA may use my personal information related to this application for their usual business activities and that a Lender may provide details of any transactions carried out under any agreement I subsequently enter into with the Lender to a CRA and may report any default under that agreement to the CRA as well as using the CRA’s monitoring service to receive and provide updates if any of the information about me changes.
13. I understand and authorise any CRA to:
(a) hold my information on their systems and use it to provide their reporting service;
(b) give any information it holds about me to its other customers.
14. If my application is not approved or I decide not to proceed, neither Turners nor any Lender will retain any personal information except as required by law.
15. I understand that I have the right to ask for a copy of any personal information held about me by Turners and any Lender or CRA, and to ask for it to be corrected if I think it is wrong. I understand that I can contact Turners at contact@turners.co.nz or PO Box 112022 Penrose Auckland 1642 if I would like a copy of the information Turners holds and to have it corrected.
If my Application is Approved
16. If a Lender approves my application and I want to proceed, I authorise that Lender:
(a) to send any disclosure statement to my attention by electronic mail to the email address in this application; and
(b) to send any other communication required by electronic mail to the email address in this application and to any other address I ask them to use; an
(c) at any time, to contact and provide any information about any agreement I have with the Lender, including information about defaults under that agreement, to any person I have listed on the application form as a contact person or next of kin.
17. I understand that:
(a) Turners charges a dealer introduction fee and receives commission from a Lender if I enter into an agreement with that Lender; and
(b) Lender’s make all lending decisions.
18. I understand that this application form and these Terms do not constitute a credit contract and that any credit that may subsequently be made available to me by any Lender will be subject to further terms and conditions being entered into between myself and that Lender.
Other
19. I agree that Turners may provide me with unsolicited information about products and services related to motor vehicle financing in electronic form to the email address in this application.
I have read and accept the terms and conditions as shown above. *
